Title insurance policies are indemnity policies. Typically these policies protect against losses arising from events that occur prior to the date of the policy, which is also known as the date of closing. This is unlike other types of insurance policies, such as auto or life insurance, which protect against losses resulting from accidents or events that occur after the policy is issued.
[More]
Title insurance companies and agents make sure that all the proper paperwork is correct and preset at each closing
[More]
Title insurance agents and companies search public records to develop and document the chain of ownership of a property.
[More]
In many states, like New York for instance, Title insurance is required on every home purchase and refinance transaction. It is important as a homebuyer to know that you also have the right to shop for and choose your own Title Insurance Company. This economy is consumer driven. In theory, you cannot legally be forced to pay for something that you do not want or feel it’s overpriced. The law backs this up by letting consumers (you) research, inquire about, price and choose your own Title Insurance Company.
[More]
Most first-time homebuyers are familiar with various types of insurance (e.g., auto, life), but have no clue what title insurance is and the role that title insurance plays in real estate transactions. Because of this people are usually taken advantage of by other entities when itcomes to purchasing title insurance.
[More]
When a managing partner from a prestigious title insurance agency in Manhattan says that homebuyers, consumers, are better off selecting their own title agent to save money on mortgage loan transactions, people listen. In many cases, the real estate agent or mortgage broker select a title agent for the borrower, but this does not have to be the case.
[More] 
